Behind on your mortgage
in 30349? You have options.
Foreclosure doesn't have to be inevitable. Georgia gives homeowners several paths forward — and the earlier you act, the more options you have. Tommy Williams has helped Fulton County homeowners navigate exactly this kind of situation for over 21 years.
You don't have to
figure this out alone.
Tommy Williams is a Fulton County real estate agent who has spent 21 years helping homeowners in situations like yours. Whether you need to sell quickly, explore a short sale, or simply understand what's possible — the first step is a conversation.
Sell Before Foreclosure
Selling before the auction date lets you preserve equity, avoid severe credit damage, and maintain control of the process. Tommy handles these transactions with urgency and discretion.
Short Sale Guidance
If your home is worth less than your mortgage, a short sale with lender approval is often better than foreclosure. Tommy has experience navigating the short sale process with local lenders.
Connect You With Resources
Whether it's a HUD-approved housing counselor, a loss mitigation specialist, or a trusted attorney, Tommy connects you with the right people — including Georgia DCA resources and local nonprofit aid programs.
Foreclosure help for
the College Park & East Point area.
This area — home to one of the busiest airports in the world — has a mix of established single-family homes, newer townhome developments, and neighborhoods like Amhurst and Alexandria Landing. Property values here vary widely, and that range of price points means the options available to you depend heavily on your specific home and situation.
If you're behind on your mortgage in the 30349 area, you're not alone. Fulton County has seen its share of homeowners face financial hardship — whether from job loss, medical bills, divorce, or unexpected life changes. What matters most right now is that you take the first step toward understanding your options.
Tommy Williams knows this area. He's familiar with the neighborhoods, the local market conditions, and the timeline homeowners in College Park & East Point are working with. He can evaluate your home's current value, explain what selling might look like in today's market, and help you make a decision that protects your financial future.
How fast things move
in Georgia.
Georgia is a non-judicial foreclosure state. That means the process can move quickly — and the sooner you act, the more options you have.
Missed Payment
Late fees begin. Contact your lender immediately — many have hardship programs.
Delinquency Notices
Lender sends written notices. Loss mitigation options are most available at this stage.
Notice of Intent
The lender must wait at least 120 days before formally starting foreclosure. They'll send a 30-day Notice of Intent to Foreclose.
Public Auction
The property is auctioned at the county courthouse. In Georgia, there is no statutory right of redemption after the sale.
The first step is
a conversation.
No judgment. No pressure. Just an honest conversation about your situation and what your options are. Tommy has helped hundreds of Fulton County homeowners through difficult situations — and he's ready when you are.
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